- It's Borrowing Made Easier
- $100 to $5,000 over 61 Days to 72 mths
- No previous credit history needed
- No upfront or surprise hidden fees
- No credit impact† eligibility check
For over 20 years, Us has helped millions of hard-working Americans with a variety of personalized financial solutions, whether for an unplanned expense or just some extra cash before their next paycheck.The company with over 2,000 locations nationwide and online lending services.
The qualification to use our service is very flexible. The only conditions you need to meet are that you must be over 24 and a resident of the United States with a permanent address, have a regular income and hold a checking account.
Unlike other companies, we don’t ask for your entire life history when you complete your loan application. To assess your suitability for the loan product you’re applying for, we only need a few brief details. You won’t be asked to provide paperwork, talk to us on the phone or have a face to face meeting.
"THIS HERE HAS BEEN A VERY VALUABLE FINANCIAL TOOL FOR US. WE ARE NOW MUCH MORE FINANCIALLY STABLE BECAUSE OF YOUR SERVICE. JOB WELL DONE, THANK YOU!"
"SAVED ME WHEN I NEEDED MONEY TO PAY MY BILLS. IT IS NICE TO BE ABLE TO DO A LOAN THROUGH THEM. THEY ALWAYS SEND ME REMINDERS OF WHEN A PAYMENT IS DUE. IT'S NICE THAT THEY ARE WILLING TO WORK WITH YOU ON YOUR PAYMENTS."
quick and simple
"THIS HERE HAS SAVED ME NOT ONLY THE LATE FEES ON MY RENT AND UTILITIES, BUT THE DRAMA ASSOCIATED. THANK YOU. YOU ARE THE EASIEST AND THE BEST TO DO BUSINESS WITH."
No Paper, No fax Easy step
Our form is also optimized for both iOS and Android browsers for on the go applications.
All credits welcomed.
Low credit may not be a problem
The process takes a few minutes. Fill out our secure online form. Once you submit your information, where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as same day. Every inquiry received is handled with care and speed.
Secure, Reliable, State Licensed. Safely apply and know you're protected by state law. Confidential 24/7 Online Convenience. Day or night you can easily apply in the privacy of your own home.
APR: 0.00% - 35% depends on the applicant’s financial history, assets, income, credit history, and other factors.
repayment term: Min 61 Days - Max 72 months.
Representative Example: If you borrowed $5,000 over a 48 month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6,320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 18.23% APR.
Loans include a minimum repayment plan of 61 Days and a maximum repayment plan of 84 months. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
Lender-approval and loan terms will vary based on credit determination and applicable state law - they may offer loans with fixed rates from 0% to 35% APR.
Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. We cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 0% up to 35%. Loan products general have 61 Days minimum repayment term and a 84-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
Privacy Is Our Policy
Our company is committed to protecting your information. We use a 128-bit SSL encryption so the information you share on your request is protected. We treat your information like our own. Everyone wants to keep their information safe and secure, which is why we use the same security protocol to protect your information and our information.
WHAT IS A PERSONAL LOAN FOR?
People get personal loans to help with home repairs, unexpected expenses, holiday shopping, and more. Such a loan from one of our lenders can help you get the cash you need! Just fill out our Online Form. Follow the short process and if you are approved, receive your cash loan!
We have NO involvement in the debt collection process. As part of the lending agreement provided to you by the lender, they will disclose their debt collection practices. If you have any collection questions, please contact the lender for complete details. We only work with reputable lenders who use fair collection practices.
Why You Need loan?
Emergency is something that comes without any notification. With the current economy it is now impossible to have a salary that can last up to the next pay day. There are some urgent situations which require some immediate cash. This can be much worrying if you have not saved any money in your bank account. There is no need to worry anymore since it is fast to apply for loan. What you need to know is what these loans are and how effective they are. It is therefore good to understand how they work and the expenses they attract among other details.
These loans are short term loans and appropriate for emergencies only. They are mostly suitable when you urgently need money to pay in a later date. In many cases loans are intended for emergencies and not for long term problems. The application process is very simple since all that is required is to fill out a form and wait for a while for verification. The process of acquiring loan is very efficient and very fast. It is even faster when applying online. Online application has made the loan product available to a larger population. Due to how fast the process is, the loan is also referred to as immediate loan, cash loan or an urgent loan.
For your application to go through, there are a few qualifications that you required to meet. The qualifications are straight forward giving you a high possibility of being granted the money you need. The normal things you may be required to fill in the application form should be accurate. Giving inaccurate information will make your application fail. Nationality, age, a secure job or a stable business are some of the qualifications that are checked on your application form. The requirements facilitate a smooth process when borrowing a loan. Other requirements that may be needed include credit score and other individual requirements. All the personal information given is secure and well protected and only used for intended purposes.
*Interest 0-3% or APR 0-3% depends on credit score and the lender determines.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
Late Payments Hurt Your Credit Score
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
(¹) – Five minutes is the average time taken to complete the online loan offer process, submit your details and receive a loan offer decision if approved.
(²) – Sixty seconds is the average time it takes to receive a response from our system once you have submitted your details for a loan offer decision.
Check Eligibility »
It is our goal to provide you with the fastest customer service. Questions that are directly related to any particular short term or online personal loan deal or an offer you have received should be directed to the lender that has made the offer or is associated with the deal. To protect your privacy, we do not have access to this type of information. On the other hand, if you have questions about this website or short term or online personal loans in general that are not explained on our FAQ page, please feel free to contact us by email. ([email protected])
Our Address: 1041 4th Avenue, Suite 302, Oakland, CA 94606
Our E-mail: [email protected]
Our Phone: 1 (855) 826-47-88
CREDIT CHECK: PARTICIPATING LENDERS MAY VERIFY YOUR SOCIAL SECURITY NUMBER, DRIVER LICENSE NUMBER, NATIONAL ID, OR ANY OTHER STATE OR FEDERAL IDENTIFICATIONS AND REVIEW YOUR INFORMATION AGAINST NATIONAL DATABASES, INCLUDING BUT NOT LIMITED TO EQUIFAX, TRANSUNION, AND EXPERIAN, TO DETERMINE YOUR CREDIT WORTHINESS, CREDIT STANDING AND/OR CREDIT CAPACITY. BY SUBMITTING YOUR INFORMATION VIA OUR ONLINE FORM ON THIS WEBSITE, YOU AGREE TO ALLOW ANY AND ALL PARTICIPATING LENDERS TO VERIFY YOUR INFORMATION AND CHECK YOUR CREDIT. NOT ALL THE LENDERS IN OUR NETWORK CAN PROVIDE UP TO $1,000 IN PAYDAY LOANS AND $3,000 IN ONLINE PERSONAL LOANS. THE LIMITS AND REGULATIONS VARY FROM STATE TO STATE. CASH TRANSFER TIMES AND TERMS MAY VARY FROM LENDER TO LENDER.
CONSUMER NOTICE: WE REMIND THAT PAYDAY LOANS AND ONLINE PERSONAL LOANS FOR SMALL DOLLAR AMOUNTS ARE NOT A LONG TERM FINANCIAL SOLUTION. THESE CREDIT OPTIONS IMPLY RELATIVELY HIGH INTEREST RATES AND BECOME A VERY COSTLY SOLUTION IF USED IMPROPERLY. CONSUMERS THAT SEEK FUNDS FOR LONGER TERMS OR DEBT RELIEF SHOULD CONSULT CREDIT ADVISOR PRIOR TO MAKING CREDIT DECISIONS OF TAKING A SHORT TERM OR AN ONLINE PERSONAL LOAN FOR SMALL DOLLAR AMOUNT.